Author: plum

North Carolina law sets forth certain “exemptions” that you, the judgment debtor, are entitled to.  Exemptions allow you to keep or exempt certain property notwithstanding the judgment.  Most of these exemptions are set forth in N.C.G.S. 1C-1601.  The judgment creditor is required to serve you notice of your rights to designate your exemptions, by registered

The goal of the plaintiff / creditor that filed the lawsuit is to obtain a judgment against you, and in turn seek collection of that judgment through the post-judgment collection process.   A judgment is basically a finding by a court of law that you are legally obligated to repay the debt which will accrue interest