RaleighBankruptcy.com
Debt Collection Lawyer Near Raleigh, NC
Who Else Is Involved Besides Your Bankruptcy Lawyer?
The bankruptcy process has many players — from the debtor to the debtor’s creditors. There are many other players that oversee the bankruptcy process including your debt collection lawyer, the bankruptcy trustee, the bankruptcy administrator, the clerk of court and potentially an auditor. The bankruptcy judge is the federal official with decision making authority in bankruptcy cases. In appropriate cases there is also the ability to appeal the decisions of the bankruptcy court to a higher court, including the United States District Court, United States Court of Appeals, and finally the United States Supreme Court. Let our Debt Collection Lawyer in Raleigh, NC guide you through all the ins and outs of Chapter 7 and Chapter 13 bankruptcy. Contact us today learn more!
Your Chapter 7 Law Firm
If you are thinking about filing for Chapter 7 in Raleigh, NC, consult with our law firm and debt collection attorney William. Before filing, he will educate you on the risks and benefits of bankruptcy, planning issues, timing of the case, your responsibilities in the court, and gathering information necessary to file. If with his assistance, you have determined Chapter 7 is the best move for your situation, William will help you begin preparing.
After filing, a Chapter 7 law firm will assist with:
- Submitting Required Supporting Documents to the Court, Trustee, Bankruptcy Administrator and Other Parties in Interest;
- Submission of Certificates Concerning Credit Counseling and Financial Education;
- Representation at the Section 341 Meeting of Creditors;
- Representation at Section 2004 Examination, If Required;
- Representation in Connection with Any Audit, If Required;
- Representation Concerning Negotiation of Reaffirmation Agreements;
- Preparation and Prosecution of Any Motions to Redeem;
- Responding to Creditor Inquiries;
- Preparation and Filing of Any Required Amendments;
- Preparation and Prosecution of Any Motions to Compel Abandonment;
- Preparation and Prosecution of Any Motions to Avoid Judicial Liens;
- Review of and Objecting to Claims, If Necessary;
- Preparation of Filing of Proofs of Claim, If Advisable;
- Defense of Dischargeability Actions;
- Defense Against Motions to Deny Debtor’s Discharge;
- Preparation and Prosecution of Any Motions to Reopen Case;
Your Chapter 13 Attorney
Similar to Chapter 7, a Chapter 13 debtor’s attorney represents the debtor in the bankruptcy case and helps them prepare the proper documents to file. Planning may take more time for Chapter 13 since it involves creating a detailed repayment plan.
After filing for Chapter 13 bankruptcy, attorney William can assist with:
- Preparation and Prosecution of Any Motions to Extend or Impose the Automatic Stay (For Repeat Bankruptcy Filings);
- Responding to and Defending Against Motions to Dismiss;
- Review of List of Claims Filed;
- Responding to and Defending Against Motions for Relief from Stay;
- Responding to Any Objections to Confirmation of Chapter 13 Plans;
- Preparation and Prosecution of Any Motions to Value Collateral and Avoid Mortgages;
- Preparation and Prosecution of Any Motions to Substitute Collateral;
- Preparation and Prosecution of Any Motions to Sell Property;
- Preparation and Prosecution of Any Motions to Purchase Property;
- Preparation and Prosecution of Any Motions to Incur Debt;
- Handling Insurance Inquires;
- Preparation and Prosecution of Any Motions to Set Aside Dismissal of Case;
- Preparation and Prosecution of Any Motions for Hardship Discharge.
While the above services are not required in all cases, the list is meant to demonstrate the importance of selecting experienced counsel. William has practiced as a debt collection lawyer in Raleigh, NC for decades now and has filed thousands of cases under chapter 7 and 13.
The Debtor
The Debtor is the person or entity that is the subject of a bankruptcy case. It is important to keep in mind that a person or entity files bankruptcy — you do not file bankruptcy against a particular debt. All liabilities and all assets are involved in the bankruptcy proceeding. It is the attorney’s role to explain to their clients how bankruptcy will impact all of their various assets and liabilities.
Section 109 of the Bankruptcy Code details who can be a debtor under the various bankruptcy chapters. An individual can be a Debtor in Chapters 7, 11, 12 and 13. As a practical matter, however, most individuals file bankruptcy under either Chapter 7 or Chapter 13.
Creditors
A Creditor is the person or organization to whom the Debtor owes money or has some other form of legal obligation to. Creditors can be divided into three general categories: Secured Creditors, Priority Creditors and General Unsecured Creditors. Lessors are also a unique form of Creditor which will be discussed separately below.
General Unsecured Creditors: hold claims that are not secured by property (collateral, such as a house or car) and are not entitled to priority (or special) treatment under the Bankruptcy Code. As such, they are afforded the least favorable treatment in a bankruptcy case and their claims are typically discharged, receiving little if any compensation for such claims. Examples include credit card companies, older tax claims, medical providers and payday loan companies.
Priority Unsecured Creditors: hold claims that are entitled to special or priority treatment under the Bankruptcy Code. Section 507 of the Bankruptcy Code ten (10) types of unsecured claims that are entitled to priority treatment. Examples of priority claims affecting individuals are: Child support and alimony claims (referred to in the Bankruptcy Code as “Domestic Support Obligations”); recent income tax claims, recent property tax claims and all withholding and sales taxes. Priority claims must be paid in full before unsecured creditors receive any distribution in the bankruptcy case.
Secured Creditors: hold claims that are secured by property of the Debtor. Generally, if you are “making payments” on something, the creditor is secured by the item you are making payments on. Examples would include your mortgage company, car finance company, jewelry store and furniture store. If you default on your payments, the creditor can recover and sell the property, and sue you for the balance outstanding after the property is liquidated. The deficiency owed after the property is sold is unsecured.
Less obvious type of secured creditors could be your bank or credit union (they would have the right of setoff against funds in your checking or savings accounts); a creditor that has a judgement against you (may be secured by any real estate you own); some credit cards issued by stores you may shop at (such as “Best Buy,” or a furniture store) may have a lien on the property you purchased from them; and finally some finance companies that may have required you to “list” personal property that you own.
The threat of a secured creditor to foreclose or repossess their collateral (your home or your only means to get to work) is a main reason people begin looking into whether bankruptcy may be right for them. Bankruptcy is a Federal right which allows you to keep property even if you are behind on payments and the creditor will no longer work with you.
The Bankruptcy Trustee
The trustee is a lawyer, often in private practice himself, but acting in the capacity of a bankruptcy trustee he is vested with certain statutory powers and acts on behalf of the bankruptcy estate (mainly for the benefit of the unsecured creditors as a group).
The trustee assumes legal control over all of the debtor’s property, which is referred to as “property of the estate.” The trustee, as the representative of your bankruptcy estate generally succeeds to all your property interests. In most cases, debtors are unaware of this fact since they normally remain in possession of their property during the administration of the case and their property legally revests when the case is closed, or upon confirmation of a plan in chapter 13. However, it is important to note that while a bankruptcy case is pending a debtor has no authority, absent the trustee’s consent or court approval, to sell or give away any assets;
The trustee’s role varies somewhat depending whether the case is a chapter 7 or chapter 13.
In general, the Trustee:
- Makes certain that the Bankruptcy Laws are complied with;
- Makes certain that all property interests have been fully disclosed;
- Makes certain that all liabilities (debts) have been fully disclosed;
- Makes certain that any pre-bankruptcy transfers have been fully disclosed;
- Presides over the 341 Meeting of Creditors;
- Questions the Debtor at the 341 Meeting of Creditors;
- Reviews the various schedules and statements filed in the case;
- Advises Debtors of their responsibilities in order to obtain a discharge;
- Investigates public sources of information to verify the accuracy of the schedules;
- Assumes legal control over all of the Debtor’s property;
- Objects to the Debtor’s exemptions should he believe they are improper;
In Chapter 7 Cases, the Trustee:
- May seek to sell property of the estate;
- May stand in a Debtor’s shoes and settle any pending or potential lawsuits (subject to Court approval);
- May seek to recover preferential transfers and payments, from third parties;
- May seek to recover fraudulent transfers;
- May seek to collect rents on property you may own, but rent out;
- May seek to recover unauthorized post-petition transfers;
- May seek to deny a Debtor’s discharge;
- Distributes any funds realized during his administration of the Estate according to the priorities set forth in the Bankruptcy Code;
- May seek to revoke a discharge in appropriate circumstances.
In Chapter 13 Cases, the Trustee:
- Reviews your proposed chapter 13 plan;
- May oppose confirmation of the Debtor’s proposed plan, if he believes it fails to meet the requirements for confirmation;
- Reviews the Debtor’s budget to make certain the plan is feasible (i.e., it appears that the Debtor can make the proposed plan payments).
- Acts as a disbursing agent. He receives the Debtor’s payments each month and disburses the payments according to the terms of the Debtor’s Chapter 13 Plan.
- Continues to monitor the case to make certain payments are being made;
- Monitors the case to make certain the plan remains feasible;
- Takes positions on any motions that the Debtor or other parties in interest may file.
- Files a Final Report after all payments have been made and disbursed.
The Bankruptcy Administrator
The Bankruptcy Administrator is an officer of the judiciary serving in the States of North Carolina and Alabama (in all other states the functions of the Bankruptcy Administrator are the responsibility of the United States Trustee, an officer of the Justice Department). The Bankruptcy Administrator supervises may aspects of the Bankruptcy Case, including Trustees, the Estate, Fee Applications. After 2005 the Bankruptcy Administrator’s office has primary responsibility in chapter 7 cases to review the Bankruptcy Filing to make certain the filing is not an abuse of the bankruptcy system by carefully reviewing and verifying the financial information submitted to the Court by the Debtor and determining if the Debtor has sufficient income to pay his or her debts. If that determination is made, the Bankruptcy Administrator will file a statement of presumed abuse, which gives notice to a debtor’s creditors that the chapter 7 filing may be an abuse of the bankruptcy system. Within 30 days of the filing of the notice of presumed abuse, the Bankruptcy Administrator may file a motion to dismiss the chapter 7, or alternately notify the creditors that after further investigation it has determined the chapter 7 filing is not abusive. A debtor faced with a motion to dismiss may consider converting the case to a chapter 13 case, if the Bankruptcy Administrator’s position has merit.
The Bankruptcy Judge
The Bankruptcy Judge is the Federal judicial officer with decision making authority in bankruptcy cases. The bankruptcy court and its judges are created under Article I of the United States Constitution. Bankruptcy is a Federal, not a State, process.
The United States Bankruptcy Courts are units of the Federal District Court, which has original and exclusive jurisdiction over bankruptcy cases. The District Courts delegate initial decision-making authority to the bankruptcy courts generally through “standing orders of reference.”
Unlike United States District Court Judges, who serve for life, Bankruptcy Judges are appointed for a term of 14 years.
Appeals from decisions of the Bankruptcy Court are generally first appealed to the Federal District Court which referred the case to the Bankruptcy Court through the standing order of reference.
The Clerk of Court
The Clerk of the Bankruptcy Court is appointed by the Judges of the Bankruptcy Court and is the custodian of the court’s records. The Clerk’s Office is responsible for receiving filings, collecting fees and scheduling hearings.
The Auditor
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”) provided for the audit of one of every 250 cases filed by individuals under chapter 7 or chapter 13 to verify the completeness and accuracy of the petition, schedules and other information submitted in the bankruptcy process. The Bankruptcy Administrator is responsible for selecting cases for audit. If a case is selected for audit an independent public accounting firm is selected to review bank statements, tax returns, pay advises, and the bankruptcy petition, schedules and statements and other relevant material.
If there is an error in the paperwork the audit firm may submit a report to the court of the finding of a material misstatement. It is up to the Bankruptcy Administrator, United States Attorney General’s Office and the Bankruptcy Court to determine the appropriate action upon a find of material misstatement by the audit firm. Complete disclosure, cooperation and honesty are a requirement to obtain a discharge, however, with current federal budget constraints the number of audits have continued to decline but will likely increase as funds become available.
- I have had a wonderful experience with Mr. Berggren and his team. I had no clue what bankruptcy was or what steps I needed to take in my situation. I was given options and all of the questions that I had were answered in the same day. I don't regret the decision that I made to file bankruptcy that day. I am very satisfied with my decision now that my chapter 13 is finished. The chapter 13 payments were set when I filed and I made my payments with no problem. I would recommend this law firm if you need to make the decision to file bankruptcy. Don't hesitate and give him a call. He is the best.read moreread lessAzariay E.5/20/2016
- Bankruptcy was a big taboo for me but when there was no other way I sought the services of Mr. Berggren and I'm so happy I did. He took me by the hand throughout the entire process. He is very knowledgeable, kind, caring, attentive and honest. He always made time to answer all of my questions during these 5 years, I really felt he was on on my side. Today was my last day in bankruptcy and I can't thank him enough for his services. I highly recommend him!read moreread lessCatherine Z.8/14/2021This is one Law Firm were you are treated with Respect and Dignity , not a number. Of all things you get to meet with your Attorney, not a Paralegal. Mr. Berggren will make you feel right at home!! He will go over any concerns that you may have in regards to your case. You never feel rushed!! A big plus, Mr. Berggren will work with you on payments in regards to his fees for filling Bankruptcy.Mr. Berggren's Secretory is a sweetheart. She will offer you something to drink, that is unheard of at most Law Firms. If your thinking of filing for Bankruptcy, this is the only Law Firm to Consider!!read moreread lessR.5/20/2017I'm very appreciative of the dedication & support that was provided by Attorney Willian Berggren during my bankruptcy process. I must admit filing a chapter 13 and living out of state at the time was a very difficult process. With his knowledge and expertise of the law, he truly helped me with the process being as informative as he possibly could.
His commitment to guide me has truly been a blessing. His services are highly recommended especially if you wanna a fresh start to rebuilding your credit.
Thanks so much !!!!!read moreread lessJacqueline W.5/20/2015 - Mr. Berggren is a consummate professional. He has provided some of the best advice and it has always been the best way to handle our problems. If you are looking for a professional, Mr. Berggeron is the man.read moreread lessAnn L.6/20/2019Very helpful. They were well prepared, ran on time and explained complicated law processes in a way that anyone could understand.read moreread lessMarie S.9/24/2017Attorney Berggren was professional, courteous and patient. He went above and beyond the scope of his needed involvement to listen thoroughly, understand our situation, and provide wise counsel. He was not interested in bilking us for payment, and in fact, recommended we NOT pay him for something that was unnecessary (when he easily could have acted like it was, and gotten us to pay.) I highly recommend him when going through the emotional and stressful bankruptcy process.read moreread lessKaren W.4/14/2021
- William (Bill) Berggren is awesome; this is why: Over a year ago he helped me with Chapter 7. The other day (about 15 months later--and I am no longer a client/paying for his time) I call him for some needed documentation. I was thinking I would leave a voicemail and get the info within a week or so since I am not longer a client and this is probably not going to be his top priority. * Nope! Within 5 min. of calling him directly I had the info I needed in my inbox and he was happy to do it!In 2014 when I started the process, from the moment I sat down with him during the initial consultation, he let me know what to expect and how to plan. From Aug, 2014 until everything was complete in March 2015 Bill was with me every step of the way. He made a difficult decision and process as painless as it could be. If I had a question he would answer it the same day. His staff is professional and courteous, always willing to help and always answering emails quick. He sat with me at court and guided me through everything. There was no hidden fee's or additional cost. Absolutely everything he told me went according to plan. I truly feel like Bill cared about my situation and showed a true compassion for my wellbeing. Bill is not just "another lawyer." He went above and beyond what was ever expected. I am in a much better place now all thanks to his professionalism, help and guidance.read moreread lessJohn A.5/20/2017I was very fortunate to come across Bill via Yelp reviews as I was looking for a bankruptcy lawyer. There were several five star reviews so I decided to give it a try. I contacted the law office and was shocked that Bill answered the phone. I expected to be immediately connected with an assistant. On top of reaching him directly- he had the time to talk to me right then and there over the phone. That was also rare- in my book. There’s something about a personal touch. I explained my situation to Bill and he advised me of a few options that I may have. He scheduled a free consultation for later in the week. I was fortunate to not have to wait weeks to speak with him. It was a pleasure to meet Bill in person. He did not use the common lawyer jargon that many tend to use. He spoke to me as I was a human being that made some mistakes. He did not guilt me or make me feel bad for the decisions I made. He even offered advice from a personal stance as to what I can do in the future to prevent this from happening. I honestly did not feel like I was talking to a law professional because Bill was so personable, but still very professional. I was very confident in his ability to “know the law”. He answered all of my questions efficiently and from an unbiased viewpoint. He empowered me to make the decisions that were best for me. This was important to me because some people will try to sway you to go along with their point of view. Bill was prompt with completing all appropriate paperwork in my case. His follow-up was always appropriate and on time. He was readily available and assisted during court appearances. He advised me of what I could expect prior to each court appearance. Bill made an embarrassing and daunting task (filing bankruptcy) as best as it could be- and painless if I might add. P.S. Kellie was also amazing and very kind. She relayed messages and got back to me in the event that Bill was unavailable. If you’ve read this far- just call Bill right now and tell him Tia sent you 🙂read moreread lessTia R.12/20/2019
- What a wonderful experience. Mr. Berggren was the ultimate professional. Excited to be working with the firm.EditThank you so much for the professional and compassionate service. I can't say enough good things about this firm.read moreread lessMargie B.8/14/2021"Consummate Professional" is an understatement. I met Mr. Berggren in 2015. I thought it would be a simple process of seeking a lawyer and paying his fee. You wouldn't believe how personal and professional this man is. Yes I met him in 2015 and he handled my case with great detail but I also dropped by his office this past month. He took the time to sit down with me, without asking for anything, and map out my issue and resolution. He likes to draw illustrations on his pad when he's discussing your case. 🙂 You get a lesson in law, history, etc. I ended up staying an hour longer than anticipated and listened to Mr. Berggren speak. You have to spend time with him. He's incredibly smart and has some fascinating stories. If you meet him, please send me a comment. I would love to hear if I was right!read moreread lessSherry A.6/20/2019
- Mr. Berggren was very helpful, professional yet compassionate. He helped us out through the whole process. Kelly his legal aid is sweet but overworked just like any industry these days. She might not get back with you on time, calling her back always helped.No place is perfect, these people were conscientious good people and that is what always counts.I would highly recommend this placeread moreread lessFadia Z.5/20/2019I'm so thankful I scrolled across Adams, Portnoy & Berggren, PLLC Attorneys At Law. First of all the staff is Professional, knowledgeable, courteous, and respectful. The Legal Assistant Mai Foulkrod helped me with my case. I had no choice, but to the point of poverty level after my Husband passed away struggling years. I have been a full time College Student this past year and decided ultimately that Chapter 7 was my best option. I will explain it this way...You will not feel in the dark. Mai is kind, helpful, hardworking, optimistic, thorough, with many years of experience so there's no worry about anything coming back on you. Her duty is to prepare everything for the Lawyer, in which she was personally trained by Berggren alongside her degree. Their success rate is over 99% from what I've heard. I can now feel like breathing is a beautiful thing.read moreread lessAmanda L.5/20/2015Mr. Berggren was referred to me when I felt like I had no other option but to declare bankruptcy. On my first visit, I had no knowledge of the process and was so ashamed and embarrassed that I cried a lot throughout the appointment. Mr. Berggren, was patient, sympathetic, and answered every question I had - even the stupid ones. He was reassuring and explained everything to me. He didn't rush me, but took his time and sometimes he had to explain things several times. His fee was lower than most, but the service was more than great. During the process, he was always available for questions, and guided me in the best direction that I needed for my circumstances (while taking the time to explain all options). I could not have picked a better attorney and I would recommend his services to anyone. Bankruptcy is a hard decision and used as a last resort, but he made it less stressful by being extremely reassuring throughout the whole process. I would recommend him to anyone without hesitation.read moreread lessMickey M.5/20/2016
- Very professional and very kind. Has been helpful every step of the way!! Would highly recommend!read moreread lessJesy H.2/14/2022HIGHLY RECOMMENDED! The best experience I’ve had in dealing with any attorney I highly recommend Bill Berggren's law office for anyone considering filing for bankruptcy! About five years ago I had a bad experience with a lawyer in another state (unrelated issue) that unfortunately negatively changed the direction of pretty much my whole life ever since. So the thought of having to deal with a lawyer and the court system all over again, this time with a bankruptcy, scared the bejezuz out of me, and I procrastinated as long as I could possibly wait, because I was paralyzed by my fear that things would turn out differently than promised, like it did in my previous experience. Having moved to Raleigh only recently, I had no local family or friends to ask for lawyer recommendations. So I picked out a few names from website searches and started calling around. The first two places I called pretended to be the lawyer’s office, but I suspect they were both nothing more than answering services to take messages. A paralegal; from one of those offices called me back same-day and we talked for longer than two hours about my case. But by the end of the conversation, neither I nor my husband were convinced she knew what she was talking about, or for that matter, not even fully paying attention to what I was telling her. She kept repeating things she told me earlier within that same conversation, at times contradicting what she said earlier, and asked me many of the same questions three and four times!! Long story short, it was Bill’s office that I called for a second opinion, and to hopefully get some definitive answers to my questions that did not receive answers from the other office. It was Bill himself who answered the phone, which I thought was pretty cool, but then instead of telling me I had to set-up an appointment to discuss details, we dug right in to the details right then. When I hung-up, my husband and I looked at each other said: “He’s the one!”. I expected that the process of filing for bankruptcy would be tedious, stressful, and time-consuming. While it was all of those things, choosing Bill Berggren to represent me was the smartest choice I made. I felt like he was genuinely interested in helping people (me) to get out of bad situations. He is very organized and professional but also very personable, and easy to talk to. Speaking of easy to talk to, I also appreciated the ability to have easy access to him either by email or phone, when I had a question to ask him. The process of filing for bankruptcy requires a lot of fact-finding and producing LOTS of documentation/ paperwork, but Bill was right on top of it, and helped me to keep on top of it as well! I HIGHLY recommend him! Jeffrey S., Raleigh, NCread moreread lessjeff616 R.7/26/2021The people at Berggren Law office have literally saved my life. They were professional, kind, understanding and passed no judgement upon the situation I had gotten into. Heather, the receptionist, was awesome to work with. She was prompt to answer and ensured any questions I had were answered. Mr. Berggren was probably one of the most kind people I have ever met. Filing bankruptcy was incredibly uncomfortable and made feel ashamed, but he looked at me without judgement and made sure we covered all possible options, that were best suited for me. The process itself was “easy” thanks to the Berggren law office. I have a new lease on life and feel confident in my ability to make safe and sound financial decisions. I cannot thank you all enough, you are saviors.read moreread lessErika S.6/14/2021
- My husband and I in 40 plus years have never had to use an attorney. We were very fearful and did not know what to expect, when we realized we needed help. Mr. Berggren put us at ease and explained everything to us.. He didn't rush us, and let us ask questions. When we left his office, we knew we had come to the right attorney. Mai spent hours with us and did all the paperwork. She knows her stuff !They took us thru the whole process. We are so happy, we went to this firm and would recommend them.read moreread lessSandy M.5/20/2015
- This Law firm is above the rest in the Triangle area. We got caught in the financial bubble and wanted to get our debt under control. We tried our bank and of course they said NO.... Than we went to another firm and they wanted us to sell everything we worked hard for...That was not a option. My husband found William Berggren. And of course there was Mia, Mr. berggren assistant/paralegal. We have since falling a couple of times but each time Mr. Berggren had our best interest in the fore front at all times.We are soon to meet our obligation and begin again. If you want to keep what you have struggled to have. Than give William Berggren a call TODAY!!!!read moreread lessElizabeth C.5/20/2014
- Mr berggern is the best bankruptcy lawyer has a good heart he helps you out of a good intention money is the last thing he think about he help you sincerely he's a great kindhearted man .read moreread lessadam a.5/20/2017HIGHLY RECOMMENDED! The best experience I’ve had in dealing with any attorneyI highly recommend Bill Berggren's law office for anyone considering filing for bankruptcy! About five years ago I had a bad experience with a lawyer in another state (unrelated issue) that unfortunately negatively changed the direction of pretty much my whole life ever since. So the thought of having to deal with a lawyer and the court system all over again, this time with a bankruptcy, scared the bejezuz out of me, and I procrastinated as long as I could possibly wait, because I was paralyzed by my fear that things would turn out differently than promised, like it did in my previous experience.Having moved to Raleigh only recently, I had no local family or friends to ask for lawyer recommendations. So I picked out a few names from website searches and started calling around. The first two places I called pretended to be the lawyer’s office, but I suspect they were both nothing more than answering services to take messages. A paralegal; from one of those offices called me back same-day and we talked for longer than two hours about my case. But by the end of the conversation, neither I nor my husband were convinced she knew what she was talking about, or for that matter, not even fully paying attention to what I was telling her. She kept repeating things she told me earlier within that same conversation, at times contradicting what she said earlier, and asked me many of the same questions three and four times!!Long story short, it was Bill’s office that I called for a second opinion, and to hopefully get some definitive answers to my questions that did not receive answers from the other office. It was Bill himself who answered the phone, which I thought was pretty cool, but then instead of telling me I had to set-up an appointment to discuss details, we dug right in to the details right then. When I hung-up, my husband and I looked at each other said: “He’s the one!”.I expected that the process of filing for bankruptcy would be tedious, stressful, and time-consuming. While it was all of those things, choosing Bill Berggren to represent me was the smartest choice I made. I felt like he was genuinely interested in helping people (me) to get out of bad situations. He is very organized and professional but also very personable, and easy to talk to. Speaking of easy to talk to, I also appreciated the ability to have easy access to him either by email or phone, when I had a question to ask him. The process of filing for bankruptcy requires a lot of fact-finding and producing LOTS of documentation/ paperwork, but Bill was right on top of it, and helped me to keep on top of it as well! I HIGHLY recommend him!Jeffrey S., Raleigh, NCread moreread lessjeff616 R.9/19/2020Mr. Berggren is one of the most upstanding, caring people I have encountered. My/your best interest is what he looks after and the experience I have had with him is second to none other. I particularly like the fact that his office is NOT the type of law firm in a high-rise building downtown with many employees. I could not give a stronger recommendation for having him for legal counsel.read moreread lessDavid G.12/14/2021
- Mr. Berggren was great!! We have sought his advise twice and both times he has told us what to do and we have followed his advise. He has really help solve some of our problems. We would definitely us Mr. Berggren again for advise and help. Thanksread moreread lessFred L.6/20/2019Had a consultation a month or so ago in regards to an elderly relatives' financial problems. We were 100% sure were were going to have to file bankruptcy for this relative, but when we met with William Berggren he advised us to wait for now and revisit the situation in a year. He could of very easily told us to file this bankruptcy, and collected our money, but he was very patient explaining the process and advising us to wait for now. If in a year we need to pursue this filing we will definitely us his law office.read moreread lessJames M.11/10/2022
- Considering the option of filing bankruptcy kept me awake many nights. When I finally built up the courage to contact an attorney, I pulled out my yellow pages and began making calls (I didn't want to ask friends or family if they had been in the same situation because I felt embarrassed and was still in denial). I contacted a few firms but Mr. Berggren and his assistant Mai were just what I needed to begin this process. My initial telephone contact with Mai was more than I bargained for. She was knowledgeable, patient and very easy to talk to. I was able to get an appointment within that same week and was ecstatic to find that the knowledge and patience didn't stop at Mai. Mr. Berggren was very thorough and made sure I understood every part of the process, every step of the way. He made it impossible to feel nervous.I am thankful to both Mr. Berggren and Mai for their professionalism and attentiveness.read moreread lessLisette M.5/20/2015
- I am shocked a how responsive they are! they make you feel like you aren't just another case by the way they treat you and communicate every small detail. I know I was in a big mess and I felt a huge amount of relief once they explained in detail how we could get my case resolved.read moreread lessEd J.3/20/2020This firm has to get top ratings. They are efficient, effective, and on point with every step of the process. Bill Berggren advised me well as to what to expect every step of the way, and everything went as advised. I came out not only on my feet, but bouncing on my feet and able to fully recover.Thanks Billread moreread lessBic F.5/20/2014
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LEGAL DISCLAIMER:
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. Berggren Law Offices, PLLC looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and Berggren Law Offices, PLLC.
We are bankruptcy attorneys assisting clients file for bankruptcy relief under the Bankruptcy Code.